{"id":7186,"date":"2025-10-28T19:56:02","date_gmt":"2025-10-28T19:56:02","guid":{"rendered":"https:\/\/vaic.hr\/?p=7186"},"modified":"2025-10-28T20:15:55","modified_gmt":"2025-10-28T20:15:55","slug":"eu-citizens-and-health-insurance-in-the-republic-of-croatia","status":"publish","type":"post","link":"https:\/\/vaic.hr\/en\/eu-citizens-and-health-insurance-in-the-republic-of-croatia\/","title":{"rendered":"EU Citizens and Health Insurance in the Republic of Croatia"},"content":{"rendered":"\n<p>Citizens who receive a pension from an EU Member State are entitled to use health insurance in the Republic of Croatia \u2013 thanks to EU regulations on the coordination of social security systems.<\/p>\n\n\n\n<p>These rights are governed by two key regulations:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regulation (EC) No. 883\/2004 on the coordination of social security systems<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regulation (EC) No. 987\/2009 (implementing regulation)<\/li>\n<\/ul>\n\n\n\n<p>According to these regulations:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cA person receiving a pension or pensions under the legislation of one or more Member States who is not entitled to benefits in kind under the legislation of the Member State of residence shall nevertheless receive such benefits for themselves and their family members, to the extent that they would be entitled to them under the legislation of the Member State or at least one of the Member States competent in respect of their pensions.\u201d<\/p>\n<\/blockquote>\n\n\n\n<p>In other words \u2013 if a pensioner receiving a German pension, for example, is entitled to health insurance in Germany, they may also exercise that right while residing in Croatia. <\/p>\n\n\n\n<p>This entitlement also extends to their family members (e.g. spouse or children).<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-black-color has-text-color has-link-color wp-elements-f0448dd875912b6551e01a05420e810d\" style=\"font-size:32px\"><strong>Temporary stay<\/strong><\/h3>\n\n\n\n<p>This right applies during a temporary stay in the Republic of Croatia \u2013 for instance, if you are posted to work in Croatia or wish to spend your retirement period in the country. In such cases, you can access healthcare under the same conditions as insured persons of the Croatian Health Insurance Fund (HZZO) \u2013 but at the expense of your foreign health insurance provider.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-black-color has-text-color has-link-color wp-elements-0e2146d521094fe859ecae18d2ed6e5f\" style=\"font-size:32px\"><strong>How to obtain health insurance coverage in Croatia?<\/strong><\/h3>\n\n\n\n<p>To exercise the right to health insurance in the Republic of Croatia, you must first request from your competent health insurance institution in the country from which you receive your pension the issuance of <strong>form S1<\/strong> or its electronic equivalent <strong>SED form S072.<\/strong> These documents must then be submitted to the competent regional office of HZZO according to your place of residence in Croatia. Based on the submitted documentation, HZZO will register you as a user of the Croatian healthcare system.<\/p>\n\n\n\n<p>For additional information, you may contact the relevant HZZO office or the health insurance institution in the country from which you receive your pension.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Citizens who receive a pension from an EU Member State are entitled to use health insurance in the Republic of Croatia \u2013 thanks to EU regulations on the coordination of social security systems. These rights are governed by two key regulations: According to these regulations: \u201cA person receiving a pension or pensions under the legislation of one or more Member States who is not entitled to benefits in kind under the legislation of the Member State of residence shall nevertheless receive such benefits for themselves and their family members, to the extent that they would be entitled to them under&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[213],"tags":[1252,1251,519,1250,1249,1264,1265,1263,1215,1257,1255,1253,1254,1260,1261,1262,503,1256,1259,1258],"class_list":["post-7186","post","type-post","status-publish","format-standard","hentry","category-administrative-law","tag-access-to-healthcare","tag-coordination-of-social-security-systems","tag-croatian-health-insurance-fund","tag-european-union-citizens","tag-family-members","tag-health-insurance","tag-health-insurance-for-eu-pensioners","tag-healthcare-in-croatia","tag-hzzo","tag-insured-person-rights","tag-insured-persons","tag-pension","tag-pension-from-an-eu-member-state","tag-pensioner","tag-regulation-ec-883-2004","tag-regulation-ec-987-2009","tag-republic-of-croatia","tag-s1-form","tag-sed-form-s072","tag-temporary-residence"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>EU Pensioners\u2019 Health Insurance in Croatia<\/title>\n<meta name=\"description\" content=\"Find out how EU pensioners can access health insurance in Croatia using S1 or S072 forms under EU social security coordination rules.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vaic.hr\/en\/eu-citizens-and-health-insurance-in-the-republic-of-croatia\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EU Pensioners\u2019 Health Insurance in Croatia\" \/>\n<meta property=\"og:description\" content=\"Find out how EU pensioners can access health insurance in Croatia using S1 or S072 forms under EU social security coordination rules.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vaic.hr\/en\/eu-citizens-and-health-insurance-in-the-republic-of-croatia\/\" \/>\n<meta property=\"og:site_name\" content=\"Law firm Vai\u0107 &amp; 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