Compulsory and supplementary health insurance in the Republic of Croatia

In Croatia, all citizens are legally required to be included in the system of compulsory health insurance, administered by the Croatian Health Insurance Fund (HZZO). This type of insurance provides access to basic healthcare services, but it does not cover all treatment costs. For this reason, many individuals choose to purchase supplementary health insurance to avoid co-payments for doctor visits, hospital stays, or prescribed medications. Supplementary insurance is offered by the HZZO at a fixed price, and it is also available from other insurance providers, who often offer different packages and benefits. Compulsory health insurance Compulsory health insurance in Croatia is administered by...